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What is personal finance?

Personal finance effects many aspects of our daily lives.  Typically, you need a car to get to work. Well, that takes money. And the gas to make the car go, that also requires money.  You feel hungry....

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Finding a Bank that Fits Your Needs

Smart consumers know that banks are not one-size-fits-all. The financial institution that carries your mortgage isn’t necessarily the best choice when you’re looking to open a checking account. That...

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Dos and Don’ts to Couponing

Coupons can be used as a supplemental income if used properly.  The trick to couponing is to keep it light and only use them on products you actually need and use.  Here are a few Dos and Don’t to...

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What is Betterment?

Betterment is a tool that helps make saving and investing easy.  Not only does Betterment take the complexity out of investing, it’s designed to be a tool for all levels of investors; this is why they...

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6 Reasons Why Your Credit Score Matters

What exactly is a credit score (also known as your FICO score) anyway? It’s a metric, ranging from 300 to 850, that measures how likely one is to fulfill his/her financial responsibilities and...

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Couples and Money

Finances are among the top reasons couples end in divorce.  To avoid this, it is recommended to create a budget that works for both parties.  This way both people can be held responsible and hopefully...

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Why stay-at-home spouses aren’t being kept from good (or excellent) credit...

If you are a stay-at-home spouse, you may have heard about some new law that is apparently keeping you from accessing credit, and if so, you’re probably equal parts perturbed and perplexed. Could it...

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Hotel Alternatives When Traveling

Let’s face it, staying in hotels when you’re out and about is, in many ways, just plain inconvenient. The neighbors are always too close. Check out time always comes too early. Wouldn’t it be nice to...

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How video conferencing can lower expenses within your business

If you run a business, the likelihood is that, wherever possible, you’ll look to lower your expenses, but you don’t want to do it so much that it affects the way you operate. Thankfully, this can be...

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How a business can save money by storing their data online

Although it might not immediately spring to mind, one of the most important things that any business can have is data storage facilities. To the vast majority of companies, the only way in which they...

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What Does It Take to be an Entrepreneur?

Generally speaking, working as an employee provides stability. You work your 40 hours per week, you receive a weekly or biweekly paycheck. For most blue and white collar workers, this is a reasonably...

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What is a budget?

Time to get back to the basics.  To be successful with personal finance, it’s important to understand what a budget is and how to implement one into your own life.  Having a budget helps one live below...

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Top Tips on How to Prepare for Retirement

In order to retire comfortably, there are a few steps that you will need to take long before you reach retirement age. Preparing for retirement can be a daunting and even confusing task. Many are...

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Top Tips to Stay Out of Debt

Many consumers today are looking for ways to reduce their debt and stay out of debt permanently. Many feel that being responsible and staying out of debt means denying themselves things what they want....

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How to Make Extra Money with Cash Back

Credit cards and credit card companies have earned a bad reputation.  Most people think of credit cards and immediately think of their fine print, hidden fees, and ridiculous interest rates.  However,...

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How to Use Your Credit Card Safely

A survey this year has revealed that the US is the world’s second most prone country to credit card fraud, the first being Mexico. 42% of the survey’s participants in the US stated that they’d fallen...

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Gold Still is a Wise Investment for 2013

Despite Italy currently having an economic downturn due to the political issues the country is facing as the national elections enter on 24 to 25 February, appeal to emerging and frontier markets...

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Enjoying a Responsible Gaming Environment

Online casinos can be a pleasurable experience, all you have to do is use a little common sense. Whilst most online casinos and mobile slots places offer customers attractive bonuses to entice them to...

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